PENDIDIKAN KEUANGAN UNTUK PEDAGANG PASAR: MENINGKATKAN KEMAMPUAN MENGATUR KEUANGAN DAN MENGHADAPI TANTANGAN EKONOMI

Authors

  • Feny Fidyah Universitas Gunadarma
  • Supiani Supiani Universitas Gunadarma
  • Rita Zulbetti Universitas Muhammadiyah Bandung
  • Verawaty Verawaty Universitas Muhammadiyah Bandung
  • Irdawati Irdawati Universitas Lakidende

DOI:

https://doi.org/10.31004/cdj.v5i3.29292

Keywords:

Pendidikan Keuangan, Pedagang Pasar, Manajemen Keuangan, Ketahanan Ekonomi

Abstract

Artikel ini membahas pentingnya pendidikan keuangan bagi pedagang pasar dalam meningkatkan kemampuan mengatur keuangan dan menghadapi tantangan ekonomi. Melalui metode literature review, artikel ini mengkaji berbagai studi yang telah dilakukan terkait pendidikan keuangan bagi pedagang pasar, baik di Indonesia maupun di negara lain. Hasil kajian menunjukkan bahwa pendidikan keuangan dapat membantu pedagang pasar memahami konsep keuangan dasar, merencanakan anggaran, mengelola utang, serta mengambil keputusan keuangan yang lebih baik. Selain itu, pendidikan keuangan juga dapat meningkatkan ketahanan ekonomi pedagang pasar dalam menghadapi fluktuasi ekonomi dan krisis keuangan. Artikel ini menyimpulkan bahwa program pendidikan keuangan yang disesuaikan dengan kebutuhan pedagang pasar sangat penting untuk memperkuat sektor informal dan mendorong pertumbuhan ekonomi yang inklusif.

References

Abad-Segura, E., & González-Zamar, M. D. (2019). Effects of Financial Education and Financial Literacy on Creative Entrepreneurship: A Worldwide Research. Education Sciences, 9(3), 238. https://doi.org/10.3390/educsci9030238

Abraham, R., Bhimavarapu, V. M., Tao, Z., & Rastogi, S. (2023). The Influence of Cash Ownership on Financial Performance: An Examination of Disruptors and Acquirers. Journal of Risk and Financial Management, 16(3), 197. https://doi.org/10.3390/jrfm16030197

Culebro-Martínez, R., Moreno-García, E., & Hernández-Mejía, S. (2024). Financial Literacy of Entrepreneurs and Companies’ Performance. Journal of Risk and Financial Management, 17(2), 63. https://doi.org/10.3390/jrfm17020063

Damnjanovic, A. M., Dzafic, G., Nesic, S., Milosevic, D., Mrdak, G., & Arsic, S. M. (2022). Strategic Management of External Disruptions on Realization of Business Plans—Case of Serbian Manufacturing Companies. Sustainability, 14(18), 11583. https://doi.org/10.3390/su141811583

Grabinski, K., Kedzior, M., Krasodomska, J., & Herdan, A. (2020). Embedding E-Learning in Accounting Modules: The Educators’ Perspective. Education Sciences, 10(4), 97. https://doi.org/10.3390/educsci10040097

Harahap, S., Thoyib, A., Sumiati, S., & Djazuli, A. (2022). The Impact of Financial Literacy on Retirement Planning with Serial Mediation of Financial Risk Tolerance and Saving Behavior: Evidence of Medium Entrepreneurs in Indonesia. International Journal of Financial Studies, 10(3), 66. https://doi.org/10.3390/ijfs10030066

Hernita, H., Surya, B., Perwira, I., Abubakar, H., & Idris, M. (2021). Economic Business Sustainability and Strengthening Human Resource Capacity Based on Increasing the Productivity of Small and Medium Enterprises (SMEs) in Makassar City, Indonesia. Sustainability, 13(6), 3177. https://doi.org/10.3390/su13063177

Kavota, J. K., Cassivi, L., & Léger, P.-M. (2024). A Systematic Review of Strategic Supply Chain Challenges and Teaching Strategies. Logistics, 8(1), 19. https://doi.org/10.3390/logistics8010019

Khan, K. I., Qadeer, F., Mata, M. N., Dantas, R. M., Xavier Rita, J., & Martins, J. N. (2021). Debt Market Trends and Predictors of Specialization: An Analysis of Pakistani Corporate Sector. Journal of Risk and Financial Management, 14(5), 224. https://doi.org/10.3390/jrfm14050224

Kraitzek, A., & Förster, M. (2023). Measurement of Financial Competence—Designing a Complex Framework Model for a Complex Assessment Instrument. Journal of Risk and Financial Management, 16(4), 223. https://doi.org/10.3390/jrfm16040223

Kuchciak, I., & Wiktorowicz, J. (2021). Empowering Financial Education by Banks—Social Media as a Modern Channel. Journal of Risk and Financial Management, 14(3), 118. https://doi.org/10.3390/jrfm14030118

Kurniasari, F., Lestari, E. D., & Tannady, H. (2023). Pursuing Long-Term Business Performance: Investigating the Effects of Financial and Technological Factors on Digital Adoption to Leverage SME Performance and Business Sustainability—Evidence from Indonesian SMEs in the Traditional Market. Sustainability, 15(16), 12668. https://doi.org/10.3390/su151612668

Mansor, M., Sabri, M. F., Mansur, M., Ithnin, M., Magli, A. S., Husniyah, A. R., Mahdzan, N. S., Othman, M. A., Zakaria, R. H., & Mohd Satar, N. (2022). Analysing the Predictors of Financial Stress and Financial Well-Being among the Bottom 40 Percent (B40) Households in Malaysia. International Journal of Environmental Research and Public Health, 19(19), 12490. https://doi.org/10.3390/ijerph191912490

Medina-Vidal, A., Buenestado-Fernández, M., & Molina-Espinosa, J. M. (2023). Financial Literacy as a Key to Entrepreneurship Education: A Multi-Case Study Exploring Diversity and Inclusion. Social Sciences, 12(11), 626. https://doi.org/10.3390/socsci12110626

Pham, K. D., & Le, V. L. T. (2023). Nexus between Financial Education, Literacy, and Financial Behavior: Insights from Vietnamese Young Generations. Sustainability, 15(20), 14854. https://doi.org/10.3390/su152014854

Ramli, A., & Yekini, L. S. (2022). Cash Flow Management among Micro-Traders: Responses to the COVID-19 Pandemic. Sustainability, 14(17), 10931. https://doi.org/10.3390/su141710931

Tarighi, H., Zimon, G., Sheikh, M. J., & Sayrani, M. (2024). The Impact of Firm Risk and the COVID-19 Crisis on Working Capital Management Strategies: Evidence from a Market Affected by Economic Uncertainty. Risks, 12(4), 72. https://doi.org/10.3390/risks12040072

Velickovic, G., Stanojevic, J., & Veselinovic, M. (2023). Managing Financial Performance toward Achievements in Sustainability Prospects: Comparative Analysis of the e-Commerce and Hospitality Industries. Journal of Risk and Financial Management, 16(9), 395. https://doi.org/10.3390/jrfm16090395

Woo, K.-Y., Mai, C., McAleer, M., & Wong, W.-K. (2020). Review on Efficiency and Anomalies in Stock Markets. Economies, 8(1), 20. https://doi.org/10.3390/economies8010020

Ye, J., & Kulathunga, K. (2019). How Does Financial Literacy Promote Sustainability in SMEs? A Developing Country Perspective. Sustainability, 11(10), 2990. https://doi.org/10.3390/su11102990

Downloads

Published

2024-06-08

How to Cite

Fidyah, F. ., Supiani, S., Zulbetti, R. ., Verawaty, V., & Irdawati, I. (2024). PENDIDIKAN KEUANGAN UNTUK PEDAGANG PASAR: MENINGKATKAN KEMAMPUAN MENGATUR KEUANGAN DAN MENGHADAPI TANTANGAN EKONOMI. Community Development Journal : Jurnal Pengabdian Masyarakat, 5(3), 4802–4808. https://doi.org/10.31004/cdj.v5i3.29292

Similar Articles

You may also start an advanced similarity search for this article.