SAPUTRA, Susanti; JAYADI, Riyanto. Business Process Management Transformation: Loan E-Restructuring For Small-Medium Enterprise Debtors Affected By Covid-19 Pandemic In Bank XYZ. Jurnal Pendidikan dan Konseling (JPDK), [S. l.], v. 4, n. 5, p. 4863–4878, 2022. DOI: 10.31004/jpdk.v4i5.7398. Disponível em: https://journal.universitaspahlawan.ac.id/index.php/jpdk/article/view/7398. Acesso em: 5 mar. 2026.