LESTARI, Adinda; DIANA, Nana. Analysis On The Prediction Of Bankruptcy Using Springaet (S-Score) Model At PT. Bank BNI Syari’ah. Jurnal Pendidikan dan Konseling (JPDK), [S. l.], v. 5, n. 1, p. 5745–5748, 2023. DOI: 10.31004/jpdk.v5i1.12078. Disponível em: https://journal.universitaspahlawan.ac.id/index.php/jpdk/article/view/12078. Acesso em: 19 dec. 2025.