A New Credit Scoring Model For Vehicle Leasing Company

Authors

  • Jonathan Tandarma Tjhin Binus University
  • Gunawan Wang Binus University

DOI:

https://doi.org/10.31004/jpdk.v4i5.7596

Abstract

Usaha kecil dan menengah menjadi salah satu bisnis yang terdampak akibat penyebaran virus corona. Situasi pandemi di Indonesia menyebabkan penderitaan besar pada perusahaan-perusahaan ini. Untuk mencegah kerugian di masa pandemi saat ini. PT XYZ memutuskan untuk membuat model penilaian kredit untuk memprediksi risiko dari calon pelanggan mereka. Model akan terdiri dari dua jenis. Yang pertama adalah penilaian atau kartu skor sistem pakar. Data yang diperoleh dari sistem pakar nantinya akan dimasukkan ke dalam machine learning menggunakan metode statistik untuk mendapatkan model credit scoring. Kerangka kerja CRISP-DM akan digunakan untuk memandu proses pembuatan untuk memastikan keluaran model yang andal.

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Published

2022-10-17

How to Cite

Tjhin, J. T. ., & Wang, G. . (2022). A New Credit Scoring Model For Vehicle Leasing Company. Jurnal Pendidikan Dan Konseling (JPDK), 4(5), 5752–5759. https://doi.org/10.31004/jpdk.v4i5.7596

Issue

Vol. 4 No. 5 (2022): Jurnal Pendidikan dan Konseling

Section

Articles

License

Copyright (c) 2022 Jonathan Tandarma Tjhin, Gunawan Wang

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